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Introduction


Our People


Our Philosophy


 

About Us


Xpert Decision Systems (XDS) is the largest 100% independently black-owned credit bureau in South Africa. XDS delivers innovative, user-friendly and affordable information solutions and technologies that can be trusted and tailored to our customer's specific needs.

 

XDS is a proud Level 1 empowerment contributor in terms of good practice on Broad Based Black Economic Empowerment as rated by Empowerdex. Click here to view our certificate.


A unique combination of strong business practices, information technology skills and experience enables us to provide consumer, business and personal solutions that significantly contribute to organisations making smarter decisions.


XDS has credit bureaus in emerging markets such as Ghana and Nigeria and has been involved in projects in Uganda, Kenya, Tanzania, United Arab Emirates, Australia and Namibia - positioning us as a uniquely South African company with a solid international track record.


Our Key Value Drivers
First and only black owned Credit Bureau in SA
Specialised skills
World wide credit bureau experience
Data integrity, accuracy and detail
Innovation and Technology
Customisation and flexibility

 

Overview of Solutions
It is a necessity for every business to adopt and implement sound risk management solutions and practices to ensure their survival and enable growth and prosperity. XDS is dedicated to providing your company with a range of smart information solutions that add real value.


Our locally developed solutions cater for all aspects of your customer's credit life cycle, including marketing, application processing, scoring, fraud detection & prevention, account management and monitoring and tracing.

 

 


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